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It is the mortgagor who is in charge of signing the promissory note and the mortgage. The promissory note is usually given when the mortgagor is unable to pay the required amount yet. By signing this, he proves that he will be able to pay the amount.
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For me it mainly worked on my quick memory recall on real estate terms, analyzing situations and doing math problems. The ability to label the questions so you can answer it again later was a big help as well. I just kept retaking the questions...
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Real Estate Practice ExamI'm not sure that you have seen our replies. Our intention is always to give customers the best experience possible. I just found out that I passed my exam only using the Dearborn Real Estate app! The questions were exactly like I saw on the exam and they will definitely prepare you. Plus, every question includes a detailed explanation of the answer to give you a deeper understanding. It also tracks your progress along the way to enhance your confidence in passing. I have recommended this app to a lot of friends, and they have unanimously agreed that this is useful and well worth the price. Their support team is also wonderful - their responses are quick, and it is obvious that they are passionate about those who use their apps. HIGHLY recommend purchasing the premium version of this app if you want to pass your exam the first time. Developer Response , That is great news! Congratulations : We're so happy to hear that our app could be part of your journey.
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Real estate agents and other professionals can help you get the best deal and secure a happy house for a lifetime. Buyers and sellers have options if they want to use an agent, a flat fee listing service, or list a house on their own. Ready to buy a home? Sell a home? If you are buying, selling, or both, you might find the answers you are looking for throughout this blog post. Buyers want to see a clean home with lots of potential and few repairs. Before you sell, consider giving your entire house a deep clean and hiring an inspector to look for possible problems. Want more tips? Read our blog post on how to get your house ready to sell. When is the best time to sell my home?
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Reach out to a local real estate agent for more information about the current state of the market. How long will it take to sell my home? No one wants their house to sit on the market for too long. A house may take anywhere between days to sell depending on the market. If a market is hot enough, sellers could find their home off the market within a week. If the market is slow or the house is overpriced, the number could reach triple digits.
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Exposure, negotiations, and the condition of the home will also affect its ability to sell fast. How can I figure out how much a home is worth? Whether you are buying or selling, you may find yourself doing some Internet research to see the value of homes in the area. But before you accept the first number, know that not all online calculators are accurate.
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Real estate agents or professional appraisers can give you an estimate through a consultation or competitive market analysis. But this number is not always accurate compared to the market value. Market values fluctuate more than assessed values. When you are getting ready to buy or sell a house, pay attention to the market value. You will only need to worry about the assessed value when calculating how much you will pay in property taxes. Are real estate prices negotiable? High demands leaves little wiggle room for negotiation. If you want to negotiate, talk to your real estate agent about what you should offer. How much of the sale price do I get? Selling a home comes with a handful of costs. These costs include: Inspections and repairs Staging the house and keeping the utilities running during open houses Closing costs Costs to pay off your mortgage Real estate agent commissions Of all these costs, the real estate commissions are the highest.
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Should I sell my home before buying a new one? Homeowners may have different reasons for selling their home. Maybe they are ready for something new or want to downsize. Other homeowners may just want to expand their portfolio or acquire an investment property. If you want to put up a high downpayment and secure good interest rates on your next mortgage, selling is encouraged. Talk to a real estate agents about your options or a financial advisor about turning your current home into an investment property. What is the first step for buying a home? Before you even start window shopping, get approved for a mortgage.
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Buyers may need to take a look at their credit scores and assess their current financial situation to make sure they qualify for a mortgage and can fit monthly payments into their overall budget. Why do I need a mortgage before I buy a house? The list price that you see online is wrapped up in one number, but the reality of buying a house comes with closing costs, a mortgage, and other considerations. Before you begin the searching process, apply for a pre-approved mortgage. This will give you an idea about how much you can afford and what you will have to pay in the next 15, 20, or 30 years. Plus, many sellers may require that buyers are already pre-approved for a mortgage. If you are fighting for the house of your dreams, you will need to do everything you can to get ahead. Can I back out of buying a house?
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The costs of buying a new house can be overwhelming and hit you all at once. How can a real estate agent help me buy or sell a home? Real estate agents have the experience, connections, and knowledge to help you sell or buy a house for the right price. Have more real estate questions? We thought you might. Reach out to a real estate agent in the area who can answer specific questions about the local market and what you should consider before you enter this next step in your life. Related Articles.
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The actual exam has questions and 3 hours 15 minutes is given to complete it. Ayana Dubois, a chef, rented property in order to run a restaurant in California. Dubois purchased and installed a commercial-grade range, oven, deep fryer, and grill. To comply with safety regulations and protect her staff, Dubois has securely fastened all of this commercial restaurant equipment to the kitchen. Which of the following is a correct statement related to the restaurant equipment Dubois installed? Dubois can remove this equipment from the property prior to the termination of the lease.
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Dubois can remove this equipment from the property, even after the lease is over. Because this equipment has been firmly affixed to the property, it is now part of the real estate. The lessor will determine whether or not Dubois can remove this equipment. A fixture is an item of personal property that is so firmly attached to the land or the building that it is considered part of the real estate and transfers with the deed. An important exception to this rule is the "trade fixture.
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Here, the commercial restaurant equipment that Dubois purchased and installed for her business is an example of a trade fixture that she will be able to remove--legally--prior to the end of the lease. B is incorrect. Typically, the tenant would need to remove a trade fixture prior to the end of the lease. After the end of the lease, the tenant would not have even have a legal right to be on the landlord's property. C is incorrect. Answer Choice "C" states the general rule for fixtures. But, because this restaurant equipment is used in the tenant's business, it will be considered a "trade fixture" that the tenant can remove before the end of the lease.
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D is incorrect. The lessor is the landlord. The rule related to trade fixtures is not dependent upon a decision by the landlord. Incorrect answer. Please choose another answer. Which of the following is an example of the government's realty-related police power? The SWAT team breaking down the door of a unit in an apartment complex.
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A city changing the zoning from industrial to residential in an entire area. A county forcing owners out of their homes through eminent domain. The state--without the prior owner's permission--acquiring permanent title to realty through escheat. Control over real estate and land use by a government entity is called "public control. The government's police power over real estate includes things like: zoning, building codes, city planning, public health, public safety, and general welfare. Answer Choice "B" is a classic example of Police Power. Here, the city exercised its Police Power to enhance public health and safety--by separating the new residential area from industrial activity.
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The state examiners frequently write questions trying to trick examinees into incorrectly lumping one of these other three powers into Police Power. A is incorrect. A Special Weapons and Tactics SWAT team uses specialized equipment and tactics to respond to criminal activity posing an elevated risk to the public or to law enforcement personnel.
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That's an entirely different type of "police power. Under the power of Eminent Domain, the government can take private property for public purposes e. In contrast, the government would not typically have to pay owners if there is a decline in value due to a zoning change. The state can exercise its power of Escheat when a parcel of real estate has been abandoned, or if the owner dies without a will and no heir can be found. After 5 years, the real estate permanently escheats and belongs to the State of California.
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Test-Taking Tip: The state examiners may try to trick you into lumping one or more of these four, separate powers together. All of the following are examples of lawful private controls on real estate except: a. Limiting the size of the American flag homeowners are permitted to fly on their property. Forbidding paint color other than beige on the exterior of a home. Promoting diversity through restricting sales to unrepresented races. Banning people from owning large dogs weighing over 40 pounds. Private control is exercised by a non-governmental entity. Private control usually "runs with the land. The restrictions may be limited to a single parcel of land or they might cover an entire subdivision.
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In , in the landmark case of Shelley vs. Kraemer, the U. Supreme Court held that the Federal Constitution prohibits racially-restrictive housing covenants in the United States. Therefore, limiting the sale of real estate to certain races, even with the goal of promoting diversity, is an example of illegal private control. Test-Taking Tip: Restricting the sale or rental of real estate on the basis of race is never legally permitted in the United States. A, B, and D are all common examples of lawful private controls. Section 2. California Laws of Agency and Fiduciary Duties 4.
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Late one afternoon, a listing broker was holding an open house at Woodriver Drive in CA. Seeing the "Open House" sign, a prospective buyer came in to look at the home. After several questions about the house and local school system, the inexperienced buyer asked the listing broker for suggestions on how to negotiate successfully for the Woodriver Drive residence. The listing broker answered the questions as helpfully as possible. However, because the broker was tired, the broker did not raise the issue of agency representation, compensation, or even ask for the prospective buyer's name. The following morning, the prospective buyer started to act on the listing broker's advice. What type of agency, if any, was created with the prospective buyer? Implied agency c. An agency relationship cannot be formed without first learning basic information like names.
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Because compensation was never discussed, no agency relationship was created. In CA, an "implied agency" can be created unintentionally or by accident, and without any written formalities. By guiding the prospective buyer on the negotiation tactics needed to purchase the Woodriver Drive property, the listing broker was engaging in the advisory conduct that should be reserved for clients, thus accidentally creating an implied agency relationship. An express agency is created by the oral or written agreement of both parties. Here, the test question states that the subject of agency representation was never discussed. An unintended or implied agency can be created during a casual conversation where names have not been exchanged. An agency relationship can be created without compensation being discussed, or without even the expectation of compensation.
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